PayPal Security Warning: New Phishing Attack Bypasses 2FA

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PayPal Security Warning: New Phishing Attack Bypasses 2FA — How to Stay Safe in 2025

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Introduction

Phishing attacks are becoming increasingly sophisticated in 2025, and PayPal users are among the top targets. The latest phishing campaign is particularly dangerous because it bypasses two-factor authentication (2FA) and leverages legitimate PayPal features to trick users into handing over their account information. Here’s what you need to know about this new attack and how to protect yourself.

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How the New PayPal Phishing Attack Works

Cybercriminals are using legitimate PayPal payment requests to bypass security measures and trick users into giving them control of their accounts. Here’s how it works:

1. Legitimate-looking emails:

The phishing email is sent from a genuine PayPal address, making it difficult to detect as a scam.

2. Microsoft 365 exploitation:

Attackers create a Microsoft 365 test domain to send phishing emails that pass through spam filters.

3. Deceptive payment requests:

The email contains a real PayPal payment request that users see when they log into their accounts. Once users confirm the request, the attackers gain control over their accounts.

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Why This Attack is Dangerous

Unlike traditional phishing attacks, this method is more dangerous for several reasons:

Bypasses spam filters:

The email comes from PayPal’s official domain, making it hard for filters to detect.

Looks legitimate:

Victims are directed to PayPal’s real website, where they see a genuine-looking payment request.

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How to Spot a PayPal Phishing Attack

Here are some tips to identify phishing emails:

✅ Check the sender’s details carefully.

✅ Look for urgent or threatening language.

✅ Never click on links in emails — manually type the PayPal URL into your browser.

✅ Verify payment requests directly on PayPal’s website.

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Steps to Protect Your PayPal Account

Follow these steps to protect yourself from PayPal phishing attacks:

1. Enable Two-Factor Authentication (2FA):

This adds an extra layer of security to your account.

2. Use PayPal’s official app:

Always access PayPal via its official app or website, not through email links.

3. Report phishing attempts:

Forward any suspicious emails to PayPal at phishing@paypal.com.

4. Monitor your account:

Regularly check your account for unauthorized transactions.

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What to Do If You Fall for a Phishing Attack

If you think you’ve been a victim of a phishing attack, take these steps immediately:

1. Change your PayPal password.

2. Check your recent transactions for suspicious activity.

3. Contact PayPal Support to report the incident.

4. Run a full antivirus scan on your device.

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Conclusion

Cybercriminals are constantly evolving their tactics to trick unsuspecting users. This latest PayPal phishing attack shows how dangerous and sophisticated these scams have become. Stay vigilant, double-check any payment requests, and share this information to help others protect themselves.

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